Move your business forward with a commercial car from Mercedes Benz. They are built with quality, safety, and comfort in mind, and one of these cars will add more class to your business. It is an all-round good investment with immediate benefits and future ones as the resale value of a Mercedes Benz product is always high. When you buy a Benz commercial vehicle, you’re not just buying a car; you’re buying the brand with its stellar reputation as well.

At Auto-truck, we understand you and your business needs and know that financing the necessary purchase for the growth of your business might be challenging at times. That is why we provide financing services to help you get the commercial car of your dreams.

Financing is available for all commercial vehicle models, including Sprinter Vans, Vito Van, Sprinter Minibus, X-Class, V-Class, Valente, etc. It covers both used and new cars as well. You can get this financing within the shortest possible time and at favourable rates.

Who Can get financing

The short answer – everyone.

Financing is available to anyone who needs a commercial vehicle. We cannot exhaust the list, but it includes individuals, businesses, companies, societies, organizations, schools, etc. The major thing required from borrowers is financial stability.

Available Financing Options

There are more ways than one to finance your commercial car, and each makes room for your situation. The one you go for will be the one that fits your requirements and conditions the most. They include:

Leasing

If you’re looking to retain liquidity, take advantage of newer vehicle models, enjoy tax benefits, or you don’t need the vehicle in the long term. This is the perfect finance option for you. Your financial obligation is only the monthly payments for the commercial car’s use, and you can always exchange the car for a newer model with better upgrades. Sometimes, a lease agreement may include an option to buy towards the end of the lease. Thus, giving you the added advantage of purchasing the car if you should like it and find it very efficient.

Hire Purchase

If you’re looking to permanently acquire the car, doing so with this type of financing is best. The terms are attractive, and payment spread over up to ten years in some instances. With a small initial payment, you can take possession and spread the rest of the payment in a flexible manner that allows you to pay low for an extended period. There is also the option of a balloon payment that could offer lower instalment payments. In a situation where your business is a seasonal one where the market has a particular boom and low periods, you can structure repayment so that your instalment payments are higher during boom periods and lower after that. The options are unlimited.

Why Get Financing

Beyond the fact that you may not have the capital to make an outright purchase, there are other reasons why going with financing even when you have the capital. This includes:

  • Cash flow preservation: Financing means you can keep the cash at hand to use for other things. You can invest it in other areas of your business and further expand it or preserve it for business opportunities.
  • No Security: Most commercial car finance does not require collateral or security with your asset or business, so you bear no risk when you choose to finance.
  • Tax efficiency: Using finance instead of outright purchase is tax efficient as the depreciation on goods and interest on payments are tax-deductible.

Why Get Financing Through Us

  • Flexible Repayment: Repayment is structured to give you the freedom to meet payments and still fulfil other financial obligations. It can be spread over several years, which means each repayment is low and not constitute a financial burden.
  • Multiple Financing: Where you are a fleet owner or anyone in need of more than one commercial car, you can get financing for different types of vehicles, all at a reasonable rate.
  • Smooth and Quick Process: From application to approval may take just seven days or less. This means you can get the needed financing and take possession of the commercial vehicle within a short period. There is no unnecessary stress or lengthy processing to frustrate you. Documentation is hassle-free and straightforward, and before you know it, you have your car.
  • Relaxed Requirements: Our lenders are not strict nor restricted in their requirements. You can easily qualify for the financing without any or low credit score.
  • Range of Options: There are various financing options available for you. All your needs, requirements, and demands will be met with an option that can be further customised to meet your specific demands.
  • Access to various lenders: We are in partnership with many traditional and nontraditional lenders, so there’s no risk of slim pickings, you will find the right one for you.

Contact us to get started

DISCLAIMER. THIS INFORMATION IS ONLY AVAILABLE AS A GENERAL GUIDE ON THE GOVERNMENT POLICIES. IT IS DERIVED FROM THE OFFICIAL AUSTRALIAN GOVERNMENT SOURCES. WE DO NO BEAR ANY RESPONSIBILITY FOR THE COMMENTARY AND ANALYSIS OF THIS PUBLIC DOMAIN INFORMATION NOR ANY LIABILITY FOR HOW THE FACTS ARE INTERPRETED. IT IS RECOMMENDED THAT YOU SPEAK WITH AN ACCOUNTANT OR FINANCIAL ADVISOR TO GET PRECISE INFORMATION AND ADVICE ON YOUR SITUATION.